Options for People Dealing With Bad Credit – Tips to Getting Cellular Phone Service If weren’t for bad credit, many people probably would not have any at all. If you’re somebody whose credit rating isn’t so good you are not alone. Purchasing a new cell phone can be challenging as a lot of providers want to see a high credit score before they’ll provide you with a contract. Nevertheless, even for people dealing with bad credit, there are many options around this problem which can help you to purchase a new cell phone. There are actually an increasing number of cell phone service providers who will offer a new service agreement created specifically for people dealing with bad credit. Research prices and watch for promotions. Don’t allow a large number of providers to run a credit check. Numerous credit checks that aren’t accompanied with new accounts may reduce your overall credit score. Simply wait until you’ve decided which company you want to select before you let them run your credit. Sometimes a co-signer will be needed to obtain an agreement for bad credit situations. In cases like this, a family member or friend with good credit will have to sign the agreement with you. This approach will serve to insure the cell phone service provider gets paid. This particular method could work for people dealing with bad credit situations. But be aware that most people will not want to put their credit on the line for you. And that doesn’t make them bad people. Another solution can be to pay a deposit for the cell phone in addition to the mobile phone network charges. Inquire as to how much of a deposit the mobile phone service provider requires for people dealing with bad credit. If you can save up the money required for the deposit, obtaining a cell phone service account by yourself can provide the opportunity for you to pay the monthly bill by the due date each month. And for people dealing with bad credit, this can lead to an increased credit score if you pay the bill on time each and every month. For people dealing with bad credit, pre-paid cellular phone plans can be yet another alternative. This is usually the cheapest and most affordable way to get mobile phone service. Pay as you go cell phone plans can be purchased and do not require a deposit, you just have to pay for the phone and the service up front. Prepaid cell phone plans simply de-activate once you have used all of your minutes, or you reach the end of your month that you paid for in the case of unlimited plans. This approach helps prevent any unexpected cell phone charges at the end of the month. You will always know precisely just how much you will be spending on air time. Look for cell phone service providers on-line as well as around where you live. Talk to friends and family to find out whether they have any tips. Many people these days are having money problems; it shouldn’t be hard to come across other people who have been in a similar situation as you. Ask what they did to obtain a cellular phone plan. You can find cellular service providers that will allow you to acquire a cellular phone, even people dealing with bad credit.